If you are a smoker, here is yet another reason to quit. It is obvious that smoking has its down sides. Health risks to every major organ as well as cancers, social pressures, and discrimination are the primary citations when it comes to reasons to end your vice. Those are ever-present and ongoing concerns, but as real day-to-day worries, most of us are unconcerned with the healthy functions of our lungs and organs.
The out-of-sight out of mind view of physical health allows smokers to continue lighting up that cigarette and placing quitting in the unforeseeable future. A realistic reason has arrived; a less expensive car insurance quote. If you get behind the wheel smoking, there are a litany of huge hazards and avoidable risks that get into that car with you. Let’s just say that the best case scenario occurs; you are crash while trying to light your cigarette. After the lawyers, the court, the possible jail time, and points on your license comes another thing: getting back behind the wheel.
After you’ve gotten yourself squared away with the people at the DMV (yikes!), you will then have to obtain car insurance. With any luck, it will be cheap car insurance. People who have lots of accidents on their insurance that are their fault will find themselves seriously disadvantaged in the search for low cost auto insurance.
A visit to any car insurance comparison website will reveal the issue. Car accidents that are your fault, along with any other tickets will need to be revealed in order to obtain a car insurance policy. As you click the radio button that indicates yes, you will feel affordable auto insurance slipping out of your grasp.
If you are at the beginning of your policy, you may still have time before your monthly insurance premium goes up, but not much. After the 6- or 12- month policy expires, you will have to reapply and disclose the ticket/charge/arrest before you can get back on the road.
Some of us differ on what we feel a cheap car insurance quote is. It is, however, fairly agreeable that an increase of 25 to 45% as with the leading insurance company and other disadvantages, like the necessitating the more expensive car insurance policy are unpleasant and preferably avoidable.
Multiple accidents can cause you to become car insurance invalid, even if you still have managed to keep a license. At that point, only some forms of third party coverage will cover you. Cheap car insurance providers such as small or A-grade only insurers will simply deny your application.
As with any contracted business transactions, you should always check your terms and conditions carefully. Some companies reserve the right to terminate your motor insurance cover with any type of accident where you are considered at fault.
Though cheap car insurance may not be the best reason to give up your vice, it does provide a real world reality check for a behavior that is detrimental to your mental, physical, and financial health. Beyond the obvious health reasons and the current attitude towards smoking, you still want to get the best insurance you can without spending an arm and a leg to do it. If quitting smoking will help, why not consider it? Both your lungs and your wallet will thank you.
